Several different coverage options are available – homeowners, renters, and condo insurance. Whether you own the property or are renting, you need to have insurance coverage to guard against various losses and natural disasters.
- Homeowners – This policy covers the outside of the home and the contents following damage or loss following a natural disaster, theft, or vandalism and is for those who own their own home or condominium. Certain disasters are such as earthquakes and floods are typically excluded but additional coverage may be available.
- Renters – While your landlord likely carries a Homeowners policy, it does not protect your personal items. This coverage safeguards your personal items and the inner contents of the home, apartment, or room you are renting in the event of a natural disaster, theft, or vandalism.
The price for Home Insurance can vary greatly based on the carrier, coverage choices, whether you “bundle” coverage and much more. CI Solutions will work with you to evaluate various carriers, coverage, and price options.