Auto Insurance is a common but complicated line of insurance. Many people have an insurance policy but do not fully understand how coverage responds in a claims situation or what to do if a claim needs to be filed.
- Collision Coverage – This is the basic insurance type that covers your vehicle if you have a collision with other cars, as well as, if you crash into a wall, tree, or median.
- Comprehensive Coverage – This covers anything that may happen to your car unrelated to a collision such as theft, fire, or vandalism.
- Liability Coverage – This coverage includes damages when you are “at fault” in an accident and there is damage to someone else’s car or property. Liability coverage is often mandated by law, so being properly insured is essential.
- Medical Payments – This can also be called personal injury protection and it pays for any injuries to the driver or passengers following an accident. Medical Payment insurance varies from state to state making coverage complicated.
CI Solutions can provide you with personal insurance options, along with quotes, to ensure you have the right coverage for your unique situation.